Terms of Service

Effective Date: July 28, 2026

These Terms of Service ("Terms") govern your use of the Legacy United Insurance Group website and related services. By accessing the website or submitting information, you agree to these Terms. If you do not agree, do not use the website.

Insurance Information and Services

Information on this website is provided for general informational purposes and does not constitute legal, tax, financial, or insurance advice. Submitting a request does not create an insurance contract, guarantee eligibility, bind coverage, or guarantee any premium, benefit, or policy terms. Coverage is available only through a valid policy issued by an authorized insurance carrier and is subject to carrier underwriting, eligibility requirements, exclusions, limitations, and state availability.

Quotes and Applications

Any quote or estimate is preliminary and may change based on complete application information, underwriting, carrier rules, and other factors. You are responsible for providing accurate, current, and complete information. A licensed insurance professional may contact you to discuss available options.

Eligibility and Permitted Use

You must be legally capable of entering into a binding agreement and use the website only for lawful purposes. You may not interfere with site operation, attempt unauthorized access, submit false or misleading information, introduce malicious code, scrape or copy content through automated means, or use the website in a way that violates applicable law or another person's rights.

Calls, Texts, and Electronic Communications

If you provide contact information and the required consent, Legacy United Insurance Group and its licensed agents may contact you regarding your request. Marketing consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply STOP to opt out of text messages or HELP for help. You agree that electronic records and communications may satisfy applicable writing requirements.

Privacy

Our collection and use of personal information is described in our Privacy Policy. By using the website, you acknowledge that policy.

Intellectual Property

The website, branding, text, graphics, layout, and other content are owned by or licensed to Legacy United Insurance Group and are protected by applicable intellectual-property laws. You may use the website only for personal, noncommercial purposes related to evaluating our services.

Third-Party Services and Links

The website may include links to or integrations with third-party services, including insurance carriers and technology providers. We do not control and are not responsible for third-party content, availability, products, security, or privacy practices. Your use of third-party services may be governed by separate terms.

Disclaimer of Warranties

To the fullest extent permitted by law, the website and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not warrant that the website will be uninterrupted, error-free, secure, or suitable for every purpose. Nothing in these Terms excludes warranties or rights that cannot lawfully be excluded.

Limitation of Liability

To the fullest extent permitted by law, Legacy United Insurance Group and its affiliates, agents, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of or inability to use the website. Any liability that cannot lawfully be excluded remains subject to applicable law.

Indemnification

To the extent permitted by law, you agree to indemnify and hold Legacy United Insurance Group harmless from claims, losses, and reasonable expenses arising from your unlawful misuse of the website, your violation of these Terms, or your infringement of another person's rights.

Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles, except where federal law or another jurisdiction's mandatory law applies.

Changes and Termination

We may update these Terms from time to time by posting a revised effective date. We may suspend or discontinue the website or restrict access when reasonably necessary for security, maintenance, legal compliance, or misuse.

Contact Us

For questions about these Terms, contact Legacy United Insurance Group through the contact form on our website. Our business is located in Winter Garden, Florida.